25% OFF your first order
your first order
when opening a credit account
and pay no interest
until March 2020*
Credit is subject to status.
Terms and conditions apply^
Shop all your favourite styles and pay for them later‡. It’s as simple as that.
Pay for your order in full or spread the cost** over a period of time.
The choice is yours.
Get 25% off* your first order when you open a JD Williams Pay Account. Just a little treat from us.
With your account details
securely stored, check-out in two easy little clicks.
**If you choose to spread the cost by using a personal credit account, it will cost you more and take you longer to pay off than if you pay for the items in full.
Select ‘Apply for a personal credit account’ when you check out or
Fill out our 3 minute application form. All you need are your address and contact details
You’ll get an instant decision, meaning if you are accepted you can start shopping straight away!
Already have an account?
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*25% off your first order when you open a JD Williams Pay account. Offer excludes technology, electricals, large appliances, toys, sale & clearance. Subject to a successful credit application, discount will be applied at checkout. It cannot be used in conjunction with any other offer. Pay no interest until March 2020. Offer available to new credit customers and existing non-credit customers switching to a credit account between 03.09.19 and 07.01.20 only. Please see below for full offer details.
‡ We’ll send your first statement within 28 days of opening your account and every 28 days thereafter, which will explain how much you’ll need to pay and when
JD Williams & Company Limited trading as JD WILLIAMS. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register register.fca.org.uk. VAT Registration Number: 148 8796 03
Who is eligible?
The offer is open to new JD WILLIAMS account customers, and those converting their non-credit account to a personal credit account, who apply and are accepted between 03.09.19 and 07.01.20. This offer is not available to existing JD WILLIAMS credit account customers.
How will interest be charged and when will I pay it?
You will not pay any interest until your March statement, providing that you pay at least the minimum payment by the payment due date shown on each previous statement. If you pay your full balance by the due date on your February statement, you will not pay any interest on your purchases. If you choose not to pay your balance in full by the due date on your February statement, your March balance will include; (i) interest charged on goods purchased between your January and February statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your February statement.
Do I have to pay interest?
No, if you pay the full balance shown on your February 2020 statement by the payment due date, you will not pay any interest. However, if you pay less than the full balance, or you are late in making or fail to make any payment, you will be charged interest as set out above.
What do I need to pay?
In order to keep your promotional interest rate, you must pay at least the minimum payment shown on any statements you receive by the payment date shown on the statement.
What happens if I pay late or miss a payment?
If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement and on any purchases made since your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.
What else do I need to know?
If you choose not to pay your balance in full by the due date on your February statement, your March balance will include; (i) interest charged on goods purchased between your January and February statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your February statement.