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SHOP THE WAY YOU WANT

SHOP THE WAY
YOU WANT

Pay no interest until October 2020 When opening a credit account and get 25% off your first order*.

Use Code: JDW25

^Apply Now

Credit subject to status. Terms and Conditions apply^

Why open a JD Williams
Credit Account?

Shop all your favourite styles and pay for them later‡. It’s as simple as that.

Pay for your order in full or spread the cost* over a period of time. The choice is yours.

With your account details securely stored, check-out in two easy little clicks.

How to create
an account

1

Select ‘Apply for a personal credit account’ when you check out or
click here

2

Fill out our 3 minute application form. All you need are your address and contact details

3

You’ll get an instant decision, meaning if you are accepted you can start shopping straight away!

‡ We’ll send your first statement within 28 days of opening your account and every 28 days thereafter, which will explain how much you’ll need to pay and when.

*25% discount will be applied at checkout and excludes technology, large appliances, electricals, toys, sale and clearance. Can only be used once and not in conjunction with any other discount or offer. Discount expires 31st July 2020. Pay no interest until October 2020. New credit customers applying by 31st July 2020. If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i), interest charged on the closing balance of your September statement, and (ii) interest charged on your purchases made between your August and September statement dates, from the date each purchase was applied to your account. If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

Who is eligible?

The offer is open to new JD Williams account customers, and those converting their non-credit account to a personal credit account, who apply and are accepted between 3rd July 2020 and 31st July 2020. This offer is not available to existing JD Williams credit account customers.

How will interest be charged and when will I pay it?

You will not pay any interest until your October 2020 statement, providing that you pay at least the minimum payment by the payment due date shown on each previous statement. If pay your full balance by the due date on your September statement, you will not pay any interest on your purchases. If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i) interest charged on goods purchased between your August and September statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your September statement.

Do I have to pay interest?

No, if you pay the full balance shown on your September 2020 statement by the payment due date, you will not pay any interest. However, if you pay less than the full balance, or you are late in making or fail to make any payment, you will be charged interest as set out above.

What do I need to pay?

In order to keep your promotional interest rate, you must pay at least the minimum payment shown on any statements you receive by the payment date shown on the statement.

What happens if I pay late or miss a payment?

If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement and on any purchases made since your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

What else do I need to know?

If you choose not to pay your balance in full by the due date on your September statement, your October balance will include; (i) interest charged on goods purchased between your August and September statement dates, from the date each purchase was applied to your account, and (ii) interest charged on the closing balance of your September statement.

JD Williams & Company Limited trading as JD WILLIAMS. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register register.fca.org.uk. VAT Registration Number: 148 8796 03