YOUR PLAN BENEFITS

You are entitled to access our UK-based call centre on 08444 810 500 to receive help if your equipment is not working.

If your equipment suffers a mechanical or electrical breakdown, outside the supplier's or manufacturer's guarantee period you can call us for help. You will receive our technical advice and assistance to try to get your equipment working and, in our discretion, we may decide to replace or pay the cost of replacing your equipment, in each case subject to the terms and conditions below.

TERMS AND CONDITIONS GENERAL

1. Applications for the replacement of equipment will only be considered where the equipment is no longer covered by any supplier's, manufacturer's or repairer's guarantee for call-out and labour charges.
2. You must operate your equipment in line with the manufacturer's instructions and must not modify it.
3. Your equipment must not have been lost, stolen, misused, neglected, poorly installed, subject to malicious damage, or damage caused by accidents, damage caused by fire, explosion, floods, lightning, storms, frost or other bad weather conditions, rust, corrosion or water.
4. Your equipment must not be subject to a current recall either by us, the supplier or the manufacturer.
5. Your equipment must not be used in a domestic environment. Equipment used in a non-domestic or commercial environment must be subject to our prior approval in writing.
6. Your equipment must be replaced in the United Kingdom, unless we agree otherwise in writing.
7. Any replacement made under your plan must be sourced by us. We will not be liable for the cost of replacements which are not provided by our supplier.
8. You are liable for the costs to the extent that the equipment requires routine maintenance, cleaning, servicing, cosmetic repairs (e.g. damage to paintwork, dents or scratches) or where there is any problem with the supply of electricity, gas or water.
9. If, when you require breakdown service, there is any other service agreement or an insurance policy under which you are entitled to claim, we may only pay an appropriate proportion.
10. We recommend you back up or store any data/files on a regular basis as we will not restore any data/files in the event of your product being replaced.
11. The plan does not include:
• the failure of the equipment to operate correctly caused by the withdrawal of services by a third party.
• software (including operating systems) loss or failure.
• damage or failure of the equipment due to: a software virus, the configuration of user settings, or the process of backing up or recovery of data; loss, corruption or damage to data or operating system.
• image retention on LCD screens, plasma or projection TV screens
• replacement of customer durables (e.g. batteries, light bulbs and fuses).

REPLACEMENT EQUIPMENT

1. If a replacement is approved, we may replace your equipment with new equipment of the same or similar make and specification.
2. If we cannot reasonably arrange a replacement we may decide to pay you a contribution towards the cost of the new equipment. Usually this will be vouchers redeemable from a retailer chosen by us. We will base this contribution on the price we would normally obtain directly from our chosen supplier.
3. When your equipment has been replaced under condition 1 or 2 above your plan will end immediately.
4. When your equipment has been replaced you will be responsible for disposing of the original equipment at your own cost if it remains in your possession.
5. You must also pay for the supplier's delivery and/or installation charges.

YOUR RIGHT TO CHANGE YOUR MIND/CANCELLATIONS

Your right to change your mind:

You may cancel the plan at any time before the end of your manufacturer's (parts and labour) guarantee period and receive a full refund, unless your equipment has already been replaced or written-off.

Cancellation:

1. You may cancel the plan at any time after the "right to change your mind" period outlined above, and we will refund a proportion of your plan fee relating to the remaining full months outstanding, unless your equipment has already been replaced or written-off.
2. If you pay for your plan by Direct Debit instalments, we will only refund any payments that you have made for the unexpired period of your plan.
3. If we have provided you with replacement equipment or a write-off settlement at any point during the period of your plan then your plan will end and no refund will be due.
4. To cancel your plan, please call us on 08444 810 251. You can also cancel by clicking on 'contact us' at www.domesticandgeneral.com, or by writing to Domestic & General Services Limited, Leicester House, 17 Leicester Street, Bedworth, Warwickshire, CV12 8JP.
5. The plan can be cancelled by us by giving you 14 days' notice in writing to your last known address. A refund of the amount paid for the remaining full months of the plan will be given.

HOW TO CONTACT US OR COMPLAIN

• Call the Customer Service Department on 08444 810 500;
• Write to the Customer Care Manager at Domestic & General Services Limited, Leicester House, 17 Leicester Street, Bedworth, Warwickshire CV12 8JP;
• E-mail us by clicking on 'contact us' on our website (www.domesticandgeneral.com).

If you are not satisfied with any of the services we provide or the way in which we have exercised our discretion you can ask for your case to be reviewed by Domestic & General and a final decision will be made on behalf of the Managing Director.

TELEPHONING DOMESTIC & GENERAL

Your telephone calls may be recorded to monitor and improve the quality of the service provided.

DATA PROTECTION

Your details will be held and used by Domestic & General Services Limited, Domestic & General Insurance PLC, and selected companies acting on our behalf to administer your plan. We may pass your data to any relevant regulator or dispute resolution provider. We may also use your data for training and testing purposes. If you have given us permission, your details may also be used by us or third parties for other marketing purposes. We may disclose your information to our service providers and agents for these purposes. We and the third parties (if applicable) may contact you by mail, telephone or email. If you no longer want your data to be used by third parties or by us for marketing purposes and you have not already notified us please write to the Data Protection Officer at: Domestic & General, Freepost CV2560, Bedworth, Warwickshire, CV12 8BR. To help keep your details accurate we may use information we receive from our partners. You can ask us for a copy of your details (for a small fee) and to correct any inaccuracies.

EXCLUSION OF THIRD PARTY RIGHTS

This plan is for the benefit of the plan holder only and any permitted transferee at our discretion and no rights or benefits will be given to any other third party under the plan. The provisions of the Contracts (Rights of Third Parties) Act 1999 will not apply.

GOVERNING LAW AND STATUTORY RIGHTS

We will communicate in English and English Law will apply unless we have agreed otherwise with you.

When you buy electrical equipment you will have various statutory rights that apply to the purchase. These include the right to claim for a repair or replacement for up to six years (five in Scotland) if your electrical goods were not of satisfactory quality or fit for their purpose when they were sold to you.

However, after the first six months, you will have to prove that the goods had a fault when sold to you and this may involve having to take legal action against the retailer. In practice, the manufacturer will usually deal with any reliability or quality issues during their guarantee period.

Guarantee periods do vary but are usually of one or two years' duration with some manufacturers offering a longer guarantee on parts (but not on labour costs).

Nothing in these conditions will reduce or affect your statutory rights; for further information about your statutory rights contact your local authority Trading Standards Department or Citizens Advice Bureau.

TRANSFERRING YOUR PLAN

With our permission you can transfer your plan to a new owner of the equipment by giving us written details of the new owner. Your plan cannot be transferred to any other equipment.

RENEWING YOUR PLAN

At the end of your Plan, no renewal of the plan will be offered.

OTHER PROVIDERS

You should be aware that extended warranties are available from other high street outlets, insurance companies and other providers. Cover may also be available for limited periods on some appliances from your credit card provider. Some household contents insurance policies offer cover for accidental damage, fire or theft. You may, however, find that an excess is payable and a claim may affect the cost of subsequent insurance premiums.

WHEN CAN I BUY A PLAN?

If you decide not to buy the plan when you buy your equipment, any quote we give you in writing will be available on the same terms and conditions for a further 30 days. Any offers, such as discounts and vouchers, which are linked to the purchase of the Plan will also remain available for that period. Under this plan, you have the entire period of the manufacturer's guarantee in which to decide if you want to cancel the plan and receive a full refund. We will also send you a reminder about this right with your plan documentation.

MEETING THE OBLIGATIONS UNDER YOUR PLAN

Domestic & General Services Limited is the provider of the plan and the obligations under this plan are backed by assets held within a trust fund for your protection.

CUSTOMERS WITH DISABILITIES

We offer a number of services for customers who have disabilities. In particular we can provide this document in Braille, large print or audio formats. For further information please telephone us on 08444 810 500.